RV Storage - Frequently Asked Questions

Walking around in an RV while stationary is perfectly safe and is one of the conveniences of RV travel, allowing access to amenities like the kitchen, bathroom, and sleeping areas. However, walking around in an RV while it is in motion presents significant safety risks. In the event of sudden stops, sharp turns, or a collision, occupants not secured in seats could be thrown about inside the vehicle, leading to severe injuries. For optimal RV safety, all passengers should be seated and use seat belts while the RV is moving. Implementing RV safety tips, such as securing loose items that could become projectiles during travel, and ensuring that all occupants are aware of safety procedures, can help prevent accidents and injuries. When planning your travel, consider regular stops to stretch, eat, or switch drivers, which can also contribute to overall safety and comfort during long journeys.

Security is a crucial aspect of boat storage to prevent theft or vandalism. First, choose a secure storage location. Marinas, storage facilities, or private property with good lighting, fencing, and surveillance cameras offer better protection.

Use quality locks and security devices. Lock all doors, windows, and hatches. Use wheel locks, hitch locks, or a trailer alarm system if on a trailer. Remove or disable the boat’s battery for added security, making it harder to start the engine.

Consider using a boat cover, as it protects from the elements and keeps the boat’s contents out of sight. If storing your boat at home, consider positioning it in a well-lit area visible from your house.

Installing a boat alarm system that notifies you in case of an intrusion can be a wise investment. Additionally, marking your boat and equipment with identifiable numbers can aid in recovery if stolen.

Inform the marina or storage facility staff that you’ll be storing your boat there, and ask them to watch for any suspicious activity. Regularly check on your boat during the storage period.

RV insurance requirements can vary, but generally, RV owners are required to have liability insurance to cover bodily injury and property damage they may cause to others in an accident, with minimum coverage limits often determined by state laws. While not always mandatory, collision and comprehensive coverage are recommended to protect against damage, theft, or vandalism to the RV itself. Additional coverage options like uninsured/underinsured motorist, personal injury protection, or full-time RV insurance may also be necessary depending on your circumstances and location. It’s essential to check state-specific requirements and consider your RV usage and unique needs when selecting the appropriate insurance coverage, often consulting with a specialized RV insurance agent for guidance.

Yes, you can finance the purchase of an RV through various lending institutions, including banks, credit unions, and RV dealerships. RV financing typically involves a down payment (usually 10-20% of the purchase price) and a fixed or variable interest rate loan with a repayment term ranging from 5 to 20 years, depending on the lender and the RV’s price.

It’s advisable to shop around for the best financing terms and interest rates, as they can vary. Be prepared to provide proof of income, credit history, and other financial information during the loan application process. Financing allows you to spread the cost of your RV purchase over time, making it more manageable for many buyers.

Motorhomes:

Pros:

• All-in-one convenience with living and driving areas.
• Easy setup and access while on the road.
• Often more spacious and luxurious.
• Suitable for full-time living.

Cons:

• Higher initial cost.
• May require a secondary vehicle for local transportation.
• Potentially lower fuel efficiency.

Towable RVs (Travel Trailers, Fifth Wheels):Pros:

• Lower initial cost.
• Ability to detach and leave at the campsite.
• Towing vehicles can be used for other purposes.
• Potentially better fuel efficiency when not towing.

Cons:

• Additional setup and levelling are required at the campsite.
• Less living space and amenities compared to some motorhomes.
• May require towing experience and a suitable towing vehicle.

The size of the RV you should consider depends on factors like the number of travelers, your budget, and your comfort preferences. Smaller RVs, such as Class B or smaller travel trailers, are more fuel-efficient and easier to maneuver but offer limited space. Larger RVs, like Class A motorhomes or fifth wheels, provide more amenities and space but may be more challenging to drive and park.

Consider how you plan to use the RV and whether you prioritize mobility or comfort. Many RVers find a mid-sized Class C motorhome or a moderately sized travel trailer to be a good balance between space and convenience.